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Your next phone is getting pricier. Here's how to buy smart

New Delhi, Aug. 6 -- A global chip shortage driven by the AI infrastructure boom could make your next smartphone more expensive. Brands like OnePlus, Nothing, Xiaomi, Realme, Vivo, and Motorola have r... Read More


How do cash optimization apps work, and are they right for you?

New Delhi, Aug. 4 -- If you keep surplus cash idle in a standard savings account earning just 2.5% to 3%, your money is quietly losing purchasing power to higher inflation. This gap is driving more sa... Read More


Bond SIPs: convenience, higher yields, and hidden risks

New Delhi, July 30 -- By allowing investors to set aside a fixed sum at regular intervals, systematic investment plans (SIPs) ease the burden of making a large lump-sum investment while encouraging th... Read More


Global diversification matters more than ever, says Marcellus' Saurabh Mukherjea

Mumbai, July 23 -- The economic order that has guided investors for generations is being rewritten. As technology platforms, global capital and private businesses take on roles once dominated by gover... Read More


Fast approval, less paperwork: How AI is changing the loan game

New Delhi, July 21 -- For years, getting a loan meant hunting for bank statements, scanning PDFs and waiting days for an answer. Increasingly, lenders are replacing that paperwork with your consent to... Read More


What is a home loan top-up and when should you consider it?

Picture this, July 16 -- You took a home loan a few years ago, your EMIs have been regular, and your property's value has appreciated over time. Then an unexpected expense comes up and your first inst... Read More


RBI new ombudsman rules: Here's why you should act quickly

New Delhi, July 13 -- The relationship between banks and their customers has changed. UPI has turned every phone into a payment terminal. Access to credit is only a few taps away, and digital lending ... Read More


Ask the right questions before you borrow: CRIF's Sachin Seth

New Delhi, July 10 -- India's credit landscape has changed rapidly over the past decade, with digital lending tools reshaping how people borrow. As part of the Mint Money Guru series, Sachin Seth, reg... Read More


Pay only for the kilometres you drive: How PAYD insurance works

New Delhi, July 3 -- If you work from home, mainly use public transport, or drive only on weekends, a standard car insurance policy could mean paying a higher premium than necessary. That's because co... Read More


Why your used-car loan costs more than you think

New Delhi, June 30 -- Buying a second-hand vehicle may look like a budget-friendly choice, but financing it can make a big difference to the final cost you end up paying. Financing accounted for nearl... Read More